Your privacy matters.
Last updated: February 2026
Overview
UpBuild is a personal finance app that helps you track income, expenses, transfers, and account balances. This policy explains how your data is handled.
Data storage
Your financial data — including accounts, transactions, categories, tags, and settings — is stored locally on your device using Core Data.
UpBuild does not operate its own backend for storing your financial records. Your data does not leave your device unless you explicitly export it.
Data collection
UpBuild does not collect, transmit, or store personal information for analytics, advertising, tracking, or profiling.
Exchange rate data
To show multi-currency totals, the app fetches exchange rate data from open.er-api.com. Only the requested base currency code is sent. No personal data, device identifiers, or financial records are transmitted in those requests.
Purchases
In-app purchases and subscriptions are processed entirely by Apple through the App Store. UpBuild does not access, collect, or store payment or billing information.
Third-party services
Apart from the exchange-rate provider described above, UpBuild does not integrate third-party analytics, advertising, or tracking services.
Export and import
You can export your data as a backup file and import it later. Exported files may contain sensitive financial information, so you should store them securely.
Your control
You can delete transactions, accounts, or categories inside the app. To remove all app data, you can delete the app from your device.
Future updates
If future versions of the app introduce features that require data collection or account-based services, this policy will be updated before those changes take effect.
Contact
If you have questions about this privacy policy or how data is handled, contact: rafaelxiao@hotmail.com